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Based on historical facts, Dr. Cowell believes the wealthy (top 1%) are getting ready to take every penny the American people have and we will not see it coming. The Top 1% will accomplish their goals through using the government and controlling how policies and rules will be regulated and dictated. In Dr. Cowell’ book, he provides evidence using the power of the Index Universal Life Insurance Policy. This will be the financial tool to protect the poor and middle class. He believes that 98% of Americans today accept as truth that an insurance policy is only use for burial of their love ones. But the wealthy uses it to obtain and control their wealth. If we do not follow the forever changing rules to investments, we will become enslaved at a greater number than before!!! Debt has no color, age, or number!!! But the top 1% will use race, entertainment, television and political misunderstanding as distractions. Changing laws and regulations to remove the protective umbrella of the Cons
